Thursday, November 21, 2019

Howdy! I'm Spencer, an active-duty Air Force officer investing for financial independence by age 40. Since 2016, my wife and I have saved half of my active-duty paycheck into our financial independence accounts. I started...
Thanksgiving is about spending time with family – both the family you were born with and the family you’ve chosen. That’s why Friendsgiving celebrations have become more popular in recent years. They give adults a...
So you have debt. As you probably know, you’re suffering in good company. According to the Federal Reserve, total household debt is at a staggering $13.86 trillion — and has been steadily climbing. While you might...
Filling out the FAFSA is one of those tasks that’s easy to keep putting off. It’s boring, time-consuming and notoriously complicated – for students as well as parents. But as many prospective college students have learned,...
A More Rational Approach to Examining Investment Outcomes Photo: Pixabay I have a bone to pick with investment bloggers, myself included.  We all like to discuss historical returns in a way that isn’t all that practical.  We...
What a long, strange couple of months it's been for me. On the blog, things have been quiet. Behind the scenes, I've been as busy as I've ever been. The good news is that this busy-ness...
During my first years of freelancing, I diligently logged every assignment, its due date, and the rate. I was proud of staying on top of my freelance work spreadsheets.  How naive I was.   When I finally hired...
How much do you pay for heating? Depending on where you live, it’s a good chunk of money during the wintertime. Even though we live in the South (in lovely Raleigh!), we’re not immune to getting some...
Why Valuations Get More Attention Than They Deserve Photo: Pixabay A few months ago I wrote a piece demonstrating why investing a large sum of money immediately (even in a more conservative portfolio) would typically be better...
Dressing up for Halloween is one of the best parts of the holiday, especially if you’re a creative person. But buying a Halloween costume can get expensive, with many costing more than $50 a pop. And...

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